Capital One
Capital One Quicksilver Cash Rewards Review
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People who want flat cash back with no annual fee and a short interest-free window
Updated for 2026
Overview
The Capital One Quicksilver earns a flat 1.5% cash back on all purchases with no annual fee and no foreign transaction fees. A 15-month 0% intro APR on purchases and balance transfers adds flexibility for a large purchase or payoff.
| Annual fee | $0 |
|---|---|
| Regular APR | 18.49%–28.49% variable |
| Welcome bonus | $200 cash bonus after spending $500 on purchases within the first 3 months |
| Rewards | Unlimited 1.5% cash back on every purchase, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel |
| Recommended credit | Excellent (Good to Excellent) |
Pros & cons
Pros
- No annual fee with a flat, uncapped 1.5% back on everything
- 15-month 0% intro APR on both purchases and balance transfers
- Elevated 5% back on Capital One Travel bookings and no foreign transaction fees
Cons
- The base 1.5% rate is beaten by category cards for dining and groceries
- The 5% rate requires booking through Capital One's own travel portal
Compare with similar cards
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Advertiser disclosure: this page is supported by advertising and is for information only. Confirm current terms on the issuer's official site before applying.