Chase
Chase Ink Business Unlimited Review
Businesses that want one simple flat cash-back rate with no annual fee
Updated for 2026
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See how to apply →Overview
The Chase Ink Business Unlimited earns a flat, unlimited 1.5% cash back on all business spending with no annual fee. A 12-month 0% intro APR on purchases and Ultimate Rewards flexibility round out the offer.
| Annual fee | $0 |
|---|---|
| Regular APR | 16.74%–24.74% variable |
| Welcome bonus | $1,000 cash back after spending $8,000 on purchases in the first 4 months |
| Rewards | Unlimited 1.5% cash back on every purchase |
| Recommended credit | Good to Excellent |
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Pros & cons
Pros
- No annual fee with a simple flat 1.5% on everything
- 12-month 0% intro APR on purchases
- Points can be combined with a Sapphire or Ink Preferred card for higher travel value
Cons
- No elevated bonus categories beyond the flat rate
- Subject to Chase 5/24 and requires a personal guarantee
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Advertiser disclosure: this page is supported by advertising and is for information only. Confirm current terms on the issuer's official site before applying.