Credit Card Guides
Independent, plain-English guides to US credit cards — how they work, what to compare, and how to apply.
Balance transfer
Balance Transfer Credit Cards
A balance transfer moves debt from a high-interest card to a card offering a 0% introductory APR…
Read guide →0% APR Credit Cards
A 0% APR card charges no interest on purchases (and sometimes balance transfers) for an introduc…
Read guide →No-Interest Credit Cards
"No interest" cards are cards with a 0% introductory APR for a set number of months. There is no…
Read guide →Debt payoff
Bad credit
Credit Cards for Bad Credit
If your score is low, there are cards designed for you — secured and starter cards that report t…
Read guide →Unsecured Credit Cards for Bad Credit
Unsecured cards require no deposit, which makes them appealing if you have bad credit — but the …
Read guide →No-Deposit Credit Cards for Bad Credit
A "no deposit" card is simply an unsecured card you can qualify for with weaker credit. The appe…
Read guide →Easy-Approval Credit Cards for Bad Credit
No legitimate card offers truly "guaranteed" approval — but some cards are designed for people w…
Read guide →Secured cards
Business cards
Best Business Credit Cards
A business card separates company spending from personal, simplifies bookkeeping, and earns rewa…
Read guide →Business Credit Cards for Bad Personal Credit
Because most business cards check the owner's personal credit, a low score narrows your options …
Read guide →Startup Business Credit Cards (New Business & EIN)
New businesses have no credit history yet, so most startup approvals lean on the founder's perso…
Read guide →Best Cash-Back Business Credit Cards
Cash-back business cards return a percentage of your spending, either at a flat rate on everythi…
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