Diversity, Inclusion & Non-Discrimination

Our commitment

lavoroecredito.com is for everyone. We aim to serve all US consumers fairly, regardless of race, color, religion, national origin, sex, gender identity, sexual orientation, marital status, age, disability, or source of income.

We are an independent publisher — not a bank, lender, or card issuer. We do not approve, deny, or price any application, and we do not collect sensitive personal characteristics to steer readers toward or away from any product.

Your right to equal credit

Under the federal Equal Credit Opportunity Act (ECOA), a creditor may not discriminate against you on the basis of race, color, religion, national origin, sex, marital status, age (provided you are old enough to enter a contract), because all or part of your income comes from public assistance, or because you exercised a consumer-protection right.

If you are denied credit, you have the right to know why. If you believe a lender treated you unfairly, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov or contact your state regulator.

Inclusive, accessible content

We write in plain English and cover cards across the full credit spectrum — including secured cards, cards for building or rebuilding credit, student cards, and cards for those with limited history — so readers at every stage get honest, useful information.

We follow our Accessibility Statement so the site works with assistive technologies. If any content is a barrier for you, tell us and we will work to fix it.

How we choose what to cover

We select and describe cards based on relevance and factual merit — never on the personal characteristics of the people who might apply. Coverage decisions are kept independent of advertising and affiliate relationships (see our Editorial Policy and Advertiser Disclosure).

Raising a concern

If you believe any of our content is unfair, exclusionary, or inaccurate, please contact us and we will review it. For discrimination by a lender, contact the lender directly and, if needed, the CFPB or your state regulator.