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How to Apply for the OpenSky Secured Visa Credit Card

Requirements and a step-by-step walkthrough.

Requirements

• A refundable security deposit of at least $200
• At least 18 years old with a U.S. SSN or ITIN
• Ability to fund the deposit (no minimum credit score and no credit check)

Step by step

1. Decide on your refundable deposit amount, which sets your credit limit (minimum $200).
2. Open the official OpenSky Secured Visa page and choose Apply.
3. Enter your personal details and submit the application (no credit check is performed).
4. Fund the security deposit to activate the card, then pay on time to build history.

Go to the official application →

FAQ

Is there a credit check?

No. OpenSky does not perform a credit check to apply, so applying does not create a hard inquiry on your credit report.

How does the deposit work?

You fund a refundable security deposit of at least $200, which typically becomes your credit limit. The deposit can be returned when the account is closed in good standing.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.