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How to Apply for the Discover it Student Cash Back

Requirements and a step-by-step walkthrough.

Requirements

• Must be a college or university student (typically verified during application)
• At least 18 years old with a valid SSN
• U.S. residency with a physical U.S. address and some source of income

Step by step

1. Confirm you are enrolled as a student and have your school details ready.
2. Open the official Discover it Student Cash Back page and choose Apply.
3. Enter your personal and income details and submit the application.
4. If approved, activate each quarter's 5% categories and set up autopay.

Go to the official application →

FAQ

Do I need existing credit to qualify?

No credit score is required to apply, since the card is designed for students building credit for the first time. Approval is never guaranteed.

How long is the intro APR?

Purchases get 0% for 6 months. Note that balance transfers are not part of the 0% offer on this card.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.