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How to Apply for the Discover it Secured Credit Card

Requirements and a step-by-step walkthrough.

Requirements

• At least 18 years old with a valid SSN
• A refundable security deposit and a U.S. bank account to fund it
• U.S. residency with a physical U.S. address and sufficient income to make payments

Step by step

1. Have your bank account ready to fund the refundable security deposit.
2. Open the official Discover it Secured page and choose Apply (the application may continue on Capital One, which now owns Discover).
3. Enter your personal and income details and submit the application.
4. If approved, fund the deposit to activate the card, then pay on time to build history.

Go to the official application →

FAQ

Do I need credit history to apply?

No credit score is required to apply, since the card is designed for people building or rebuilding credit. Approval is never guaranteed and depends on your overall application.

Can this card become unsecured?

Discover automatically reviews accounts and may transition responsible cardholders to an unsecured card with a refunded deposit. Confirm current timing and deposit terms on the Discover site.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.