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How to Apply for the Citi Double Cash Card

Requirements and a step-by-step walkthrough.

Requirements

• Good-to-excellent credit is recommended
• At least 18 years old with a valid SSN or ITIN and verifiable income
• The intro balance-transfer APR generally is not available if you moved a balance under a Citi intro offer in about the past 48 months

Step by step

1. Decide whether you will use the card mainly for cash back, balance transfers, or both.
2. Open the official Citi Double Cash page and choose Apply.
3. Enter your personal and income details and submit the application.
4. If approved, set up autopay so you reliably earn the second 1% at payoff.

Go to the official application →

FAQ

How do I earn the full 2%?

You earn 1% when you make a purchase and another 1% when you pay it off, so paying your bill is required to collect the second half.

Does the intro APR cover purchases?

No. The 18-month 0% intro APR applies to balance transfers only; new purchases accrue interest at the regular APR.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.