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How to Apply for the Citi Diamond Preferred Card

Requirements and a step-by-step walkthrough.

Requirements

• Good-to-excellent credit is recommended
• At least 18 years old with a valid SSN or ITIN and verifiable income
• The intro balance-transfer APR generally is not available if you moved a balance under a Citi intro offer in about the past 48 months

Step by step

1. Confirm you have not used a Citi intro balance-transfer offer in roughly the past 48 months.
2. Open the official Citi Diamond Preferred page and choose Apply.
3. Enter your personal and income details, then add any balances you plan to transfer.
4. Complete transfers within 4 months of opening to keep the intro balance-transfer fee.

Go to the official application →

FAQ

How does this differ from the Citi Simplicity?

Both offer a 21-month 0% balance-transfer window with no annual fee, but Simplicity adds no late fees and no penalty APR, while Diamond Preferred has a lower APR floor.

Is there a purchase intro APR?

Yes, purchases get 0% for 12 months from account opening, separate from the 21-month balance-transfer window.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.