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How to Apply for the Chase Ink Business Cash
Requirements and a step-by-step walkthrough.
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Requirements
- A legitimate business or side gig (sole proprietors qualify with an SSN)
- Good-to-excellent personal credit and a personal guarantee
- EIN or SSN, and not currently over the Chase 5/24 threshold
Step by step
- Have your business details and EIN or SSN ready, plus revenue figures.
- Open the official Chase Ink Business Cash page and choose Apply Now.
- Complete the owner and business information and submit.
- Review the decision and cardholder agreement before activating.
Go to the official application →
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FAQ
- Do sole proprietors qualify?
- Yes, sole proprietors can generally apply using their SSN. Confirm eligibility details on the Chase site.
- Are the bonus categories capped?
- Yes. The 5% and 2% rates each apply to the first $25,000 in combined annual spend, after which purchases earn 1%.
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