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How to Apply for the Capital One Spark Cash Plus

Requirements and a step-by-step walkthrough.

Requirements

• A registered business with an EIN, or a sole proprietor using an SSN
• Excellent personal credit
• A U.S.-based business with revenue to support high spend

Step by step

1. Confirm your business details, EIN or SSN, and excellent personal credit.
2. Open the official Capital One Spark Cash Plus page and choose Apply.
3. Complete the owner and business information and submit.
4. Review the decision and note the pay-in-full charge-card terms before spending.

Go to the official application →

FAQ

Is this a credit card or a charge card?

It is a charge card designed to be paid in full each month, with an optional Pay Over Time feature that lets you carry part of the balance at a variable APR.

Can the annual fee be refunded?

Yes. Capital One refunds the $150 annual fee in any year you spend at least $150,000 on the card.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.