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How to Apply for the Capital One Spark Cash Plus
Requirements and a step-by-step walkthrough.
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Requirements
- A registered business with an EIN, or a sole proprietor using an SSN
- Excellent personal credit
- A U.S.-based business with revenue to support high spend
Step by step
- Confirm your business details, EIN or SSN, and excellent personal credit.
- Open the official Capital One Spark Cash Plus page and choose Apply.
- Complete the owner and business information and submit.
- Review the decision and note the pay-in-full charge-card terms before spending.
Go to the official application →
FAQ
- Is this a credit card or a charge card?
- It is a charge card designed to be paid in full each month, with an optional Pay Over Time feature that lets you carry part of the balance at a variable APR.
- Can the annual fee be refunded?
- Yes. Capital One refunds the $150 annual fee in any year you spend at least $150,000 on the card.
Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.