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How to Apply for the Capital One Savor Student

Requirements and a step-by-step walkthrough.

Requirements

• Enrolled, or admitted and planning to enroll within 3 months, at an accredited college or university
• At least 18 years old, U.S. resident with an SSN or ITIN
• Income sufficient to make at least the minimum payment (student income accepted)

Step by step

1. Confirm you are enrolled or admitted to an accredited school.
2. Open the official Capital One Savor Student page and choose Apply.
3. Enter your student, personal, and income details and submit the application.
4. If approved, set up autopay to avoid the high ongoing APR.

Go to the official application →

FAQ

Do I need existing credit to qualify?

The card is aimed at students with limited or no credit history, so it is more accessible than many rewards cards, though approval is never guaranteed.

Which grocery stores are excluded from the 3% rate?

Superstores such as Walmart and Target are excluded from the 3% grocery category. Confirm the current category definitions on the Capital One site.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.