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How to Apply for the Capital One Platinum Credit Card

Requirements and a step-by-step walkthrough.

Requirements

• At least 18 years old, U.S. resident with an SSN or ITIN
• Fair credit with no serious recent delinquencies
• Income sufficient to make at least the minimum payment

Step by step

1. Check that your credit is in the fair range this card targets.
2. Open the official Capital One Platinum page and choose Apply.
3. Enter your personal and income details and submit the application.
4. If approved, pay on time each month to qualify for an automatic line-increase review.

Go to the official application →

FAQ

Is a deposit required?

No. The Capital One Platinum is an unsecured card, so no security deposit is required, unlike the Platinum Secured version.

Can my credit limit increase?

Capital One automatically considers cardholders for a higher line in as little as 6 months of on-time payments, though increases are not guaranteed.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.