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How to Apply for the Capital One Platinum Secured
Requirements and a step-by-step walkthrough.
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Requirements
- At least 18 years old, U.S. resident with an SSN or ITIN
- A refundable security deposit and a bank account to fund it
- Income sufficient to make at least the minimum payment
Step by step
- Have your bank account ready to fund the refundable security deposit.
- Open the official Capital One Platinum Secured page and choose Apply.
- Enter your personal and income details and submit the application.
- If approved, pay the required deposit to activate the account, then use the card and pay on time.
Go to the official application →
FAQ
- How much is the security deposit?
- The refundable minimum deposit is $49, $99, or $200 depending on your creditworthiness, and it opens a credit line of at least $200. Depositing more before the account opens can raise the initial line.
- Can I get my deposit back?
- The deposit is refundable, and Capital One automatically considers accounts for a higher line and a possible deposit return with responsible use.
Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.