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How to Apply for the Capital One Platinum Secured

Requirements and a step-by-step walkthrough.

Requirements

• At least 18 years old, U.S. resident with an SSN or ITIN
• A refundable security deposit and a bank account to fund it
• Income sufficient to make at least the minimum payment

Step by step

1. Have your bank account ready to fund the refundable security deposit.
2. Open the official Capital One Platinum Secured page and choose Apply.
3. Enter your personal and income details and submit the application.
4. If approved, pay the required deposit to activate the account, then use the card and pay on time.

Go to the official application →

FAQ

How much is the security deposit?

The refundable minimum deposit is $49, $99, or $200 depending on your creditworthiness, and it opens a credit line of at least $200. Depositing more before the account opens can raise the initial line.

Can I get my deposit back?

The deposit is refundable, and Capital One automatically considers accounts for a higher line and a possible deposit return with responsible use.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.