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How to Apply for the American Express Blue Business Cash Card

Requirements and a step-by-step walkthrough.

Requirements

• Must have a business (EIN, or SSN as a sole proprietor)
• Good-to-excellent personal credit
• U.S.-based applicant at least 18 years old

Step by step

1. Confirm your business details, EIN or SSN, and good-to-excellent personal credit.
2. Open the official American Express Blue Business Cash page and choose Apply.
3. Complete the owner and business information and submit.
4. Review the decision and plan spending to meet the welcome-offer requirement.

Go to the official application →

FAQ

How is the cash back paid?

Cash back is earned automatically as a statement credit — 2% on the first $50,000 of eligible purchases per calendar year, then 1%.

What is Expanded Buying Power?

It lets you spend above your credit limit when needed, with the amount adjusting based on factors like your payment history and credit record.

Advertiser disclosure: this page is supported by advertising and is for information only. It is not the issuer and does not process applications. Confirm current terms on the issuer's official site.